Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2018/19 at £20,000.
Here we attempt to explain in simple terms all the different asset backed investments open to the individual investor, from contribution levels right through to taxation treatment of each investment.
In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.
This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

UK News

Eight people who helped others during the terror attack are among 20 honoured by the Queen for gallantry.
Homicides in England and Wales increase for the fourth year in a row, to 701 in the 12 months to March.
Several Russians are believed to have been identified in the nerve agent attack, reports say.
The former chairman of the BBC Trust, Lord Patten, said the broadcaster should "move on".
Stores will dim lights, turn music off and avoid using the tannoy on Saturdays from 09:00 to 10:00.