Blog


Under the title of 'Ties are optional', Les Conway shares his thoughts about what’s going on in the World and how it can affect and impact your lifestyle and finances.  Feel free to sign up here to subscribe to receive.

Does money run your life?

Posted by siteadmin on Wednesday 4th of September 2019

I was challenged the other day.  Thankfully not to a duel at dawn in the nearby Park as my pistol shooting isn't up too much these days.  No, the gauntlet thrown at my feet was to describe what I do in no more than six words.
 
Apparently, this idea had come about when a five-year-old asked one of Google’s founders what he did for a job.  His reply (considering his empire spans some of the most complex technology on the planet) was genius - ‘I help people find things quickly’.
 
So, with those words ringing in my ears here’s my succinct desc...


Managing risks

Posted by siteadmin on Wednesday 7th of August 2019

One of my favourite quotes is from the American investing legend Warren Buffett.  The Sage of Omaha as he’s been dubbed due to his financial wisdom said, ‘Risk comes from not knowing what you’re doing’.
 
Given his track record of decades of success, he’s not someone I’m going to argue with.  He invests billions into businesses, which could be viewed as a very risky thing to do.  But he clearly knows what he’s doing and so the risk is as a result, greatly reduced.
 
It’s the same thing when planning your financial future.
 
Over the twenty-e...


The Biggest Money Mistakes You Can Make

Posted by siteadmin on Wednesday 3rd of July 2019

We’ve all spent too much on something that turned out to be overpriced rubbish.  Or letting a screaming bargain pass us by, only to be snapped up by someone else.
 
But these following two examples of mistakes involving money might make you feel a little better about buying those shoes you never wore.
 
Back in 1961, Dick Rowe of Decca Records turned down the chance to sign a band from Liverpool called The Beatles.  His rationale was that ‘guitar groups are going out of fashion.’ The rest as they say is history.  In this case, the cost to De...


The Good, The Bad and The Ugly ......of Financial Planning

Posted by siteadmin on Wednesday 5th of June 2019

Some people might have argued that before the days of stricter regulation and compliance the financial services industry world resembled the Wild West.  There were certainly a lot of cowboys around in those now thankfully distant days.
 
Staying on the Wild West theme, I’d like to share with you what I think are three examples of good, bad and ugly financial planning and related services that I’ve come across in my twenty eight years in the industry.
 
The Good 
 
A good financial planner listens to their clients a lot more than they talk. Also by...

The New Age of Retirement

Posted by siteadmin on Friday 3rd of May 2019

We live in a world of constant and increasingly rapid change.

During my twenty eight years in the financial planning industry, I’ve noticed a new way in how people perceive retirement.  Reaching that golden landmark where you can finally down tools and say bon voyage to the workplace (should you wish) was once the cue for many to begin ‘taking it easy’.  Join a bowls club, buy some slippers and enjoy a rest.  But more and more I’m working with people who view retiring in a very different way.
 
I see many clients who have taken their compan...


Reasons Why You Call a Financial Planner

Posted by siteadmin on Wednesday 3rd of April 2019

During the past twenty eight years since I began working in the financial services industry, I’ve experienced a range of reasons why people contact a financial planner for help.
 
It’s usually a change in their circumstances or an unexpected event, which stimulates people into action requesting an opportunity to explore and discuss their financial plans (or in many cases the lack of).
 
Below are the most common reasons why people get in touch.  This list is by no means exhaustive and on a regular basis, I see and hear new reasons that motiv...


Love, Listening and Long-Term Relationships

Posted by siteadmin on Wednesday 6th of March 2019

For the hopeless romantics, last month we celebrated Valentine’s day.
 
For the cynical amongst us it’s the date in the calendar when the shops go into overdrive selling all manner of heart shaped, stupid cupid themed ‘stuff’. A form of commercial emotional blackmail or a chance to show you care, it’s your choice.
 
People have differing views about Valentine’s Day. Some love it, some hate it. One thing those for and against have in common is everyone loves to be listened to.
 
Think about it. When was the last time you were having a convers...


The Meaning of Life ..........style Financial Planning

Posted by siteadmin on Monday 4th of February 2019

'Planning is bringing the future into the present so you can do something about it now.' - Alan Lakein.

I’m a financial planner not a philosopher. But for me, life is all about enjoying the ride and making the most of it.

I think it’s a common misconception that financial life planners are, and indeed financial life planning is, just about making your money grow.

Don’t get me wrong. That is a crucial part of it. But for me lifestyle financial planning, which I refer to cryptically in this headline, when it’s done well, gives people a chan...


Flying into a brighter future

Posted by siteadmin on Wednesday 9th of January 2019

When I started off in financial planning some twenty eight years ago, I always wanted to make a positive difference.

The world has changed beyond recognition during that time. But my desire to help people make their money work for them to give them the life they want has never diminished.

I’ve always been looking for ways to develop and improve the way we work and give a greater and increasing impact to help people achieve what they want to achieve.

And recently, I made a change to the business which will allow me to spend much more time ...


A Time to Change - The Japanese Way

Posted by siteadmin on Wednesday 19th of December 2018

With the New Year on the horizon, a lot of our minds are thinking how we will change things for the better in 2019.

Will it be the year we get fit and focus on health? Or the year we get that job or qualification we’ve often dreamed about? Or is 2019 the year you get your financial house in order?

Whatever it is you want to change you’ll need to act.

The good news is it often doesn’t need to be a huge change. In fact, research has shown that by adopting small, even tiny changes you can transform any area of your life.

The Japanese have a...


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