Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2018/19 at £20,000.
Here we attempt to explain in simple terms all the different asset backed investments open to the individual investor, from contribution levels right through to taxation treatment of each investment.
In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.
This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

UK News

The MPs - including Luciana Berger and Chuka Umunna - urge others join them, as Jeremy Corbyn says he is "disappointed" at the split.
The House of Commons publishes its report into fake news with some strong criticism of Facebook.
UK intelligence chiefs reportedly conclude the Chinese tech giant Huawei can bid for telecoms projects.
Newport West MP Paul Flynn suffered ill health for some time and died on Sunday, aged 84.
Shamima Begum's family are prepared to raise her newborn son, their lawyer tells the BBC.