It’s my 25th Birthday!

Posted by siteadmin on Wednesday 16th December 2015.

Early next year I celebrate my 25th birthday.

And before you call me a fibber and cast doubt upon my claim, let me explain. You see, January 2016 marks 25 years that I’ve worked in the financial industry.

I was asked the other day what got me involved in the sector. Well, to tell the truth it wasn't part of any grand career plan I had.

After leaving school I went to work for my Dad’s graphics firm. I loved it and it was all I wanted to do. I worked through the ranks to be running my own subsidiary and can distinctly remember walking around the firm on one particular occasion thinking ‘this will be mine one day.'

Then, the recession of the early 90s and the rapid rise of digital technology created a perfect storm that laid waste to my plans and we were eventually forced to close.

So there I was, approaching my 30th birthday, a married man with a newborn daughter, a mortgage to pay and no job.

After discussing with a couple of friends, they suggested that I consider looking to work in the financial services sector. The world of financial advice was very different back then and particularly compared to now.

The large insurance companies had direct sales forces rather than what we now recognise as financial planners.

After agonising over which direction to take my career in, not to mention to start earning money to look after the family, I took on a role as a Financial Consultant at Robert Fleming Bank in their ancillary company called Save & Prosper in Liverpool Street in the City of London.

The first twelve months were hard. Very hard. I was learning my new profession, building my confidence in an embryonic role and trying to make ends meet.

It was very common during that time to see people enter the industry and within six months they would be gone. The sector wasn't and indeed still isn't for everyone.

But for me it just seemed to click. I enjoyed meeting people and helping others. I understood the enormous benefits that proper planning could bring to all aspects of people’s lives. And I soon realised this was the role for me.

During the past quarter of a century I’ve worked for several very good companies before establishing and setting up Essentially Financial in November 2010.

All of those experiences and the different people who have influenced me along the way have shaped how we do things here. But added with our own twist.

Probably the biggest lesson I’ve learned is to never take things for granted (as I once did) and to continually keep learning and build upon the skills I have.

To celebrate my 25 years in the business, I’ve created a guide to financial planning. It's called The Five Fundamental Steps of Solid Financial Planning and is free to all of you on this mailing list.

Simply send me an email to and I’ll get one over to you.

Here’s to the next 25 years whatever they may bring.