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    • Price is one dimensional while Value is multi-dimensional
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    • Scotland decides, local businesses unite and the sun bed beckons
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    • What the Vikings Taught us About Life
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    • What will the Inheritance Tax Changes Mean to Your Family?
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    • They Think It's All Over ...........It's Only Just Begun
    • The link between volunteering and lifestyle financial planning
    • Trust, Understanding and Mechanics
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    • Ties ARE not Optional There Lewis!
    • When you take action you start taking control
    • Do you have a Brexit plan?
    • Why I’m just like Tom Cruise (or so some say)
    • Don’t Lose Sleep Over It
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    • Mistakes can be Costly but sometimes you need to take a Blind Leap of Faith
    • The Good, The Bad and The Ugly......of Financial Planning
    • A Partnership Driven to Succeed
    • No Corners Cut
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    • Making a Positive Statement
    • Don’t Believe EVERYTHING You Read
    • Value versus cost and why you should be careful with Dining Tables
    • Does money run your life or vice versa?
    • Five Attributes Financial Planner's Need
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    • Start with Why
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    • Ros the Boss gets my Seal of Approval
    • Daring to be Different
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    • The New Age of Retirement
    • How to Create and Stick to a Personal Budget
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    • Don't take us for Granted
    • The Meaning of Life ............Planning
    • Which end of the risk scale are you on?
    • Helping people when they are ‘stuck’
    • Changing your mind can change your future
    • The truth about financial planning
    • I need to make an Appointment with the Doctor!
    • Who says that pleasure and business can't mix?
    • Are you sitting in the shade yet?
    • A video tutorial in how to find out how much your state pension will be!
    • A Time to Change - The Japanese Way
    • My Financial Planning Philosophy
    • The Difference between Cost and Value, Savile Row Style
    • Blue ‘Sky’ Monday
    • Brexit Follow Up
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    • How do I find out how much my state pension will be?
    • Flying into a brighter future
    • Reason to be Cheerful
    • Taking the Stress out of Financial Planning
    • Clinton, Tesco and How to Avoid Becoming a Victim
    • Get Busy Living
    • Taking the mystique out of Financial Planning
    • The Meaning of Life ..........style Financial Planning
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    • It’s not what people think it is
    • Lifestyle Financial Planning - What’s it all about?
    • Love, Listening and Long-Term Relationships
    • A Milestone
    • A tin of Beans is a Recipe for Success
    • How our Olympic heroes can help us all plan
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    • Reasons Why You Call a Financial Planner
    • A Plan Without Action is Just a piece of Paper
    • Why you have to make a decision to make a decision
    • Feel the Fear and Do it
    • The New Age of Retirement
    • Lifestyle Financial Planning - Breaking it down
    • Peace of mind is Priceless
    • Evolution Means Doing Things Differently
    • A small question - A big reaction
    • Does Gambling Make You Happy?
    • The Good, The Bad and The Ugly ......of Financial Planning
    • There’s More to Life Than Just Making Money
    • The Price is Right Said Red
    • We all slip up sometimes
    • The Biggest Money Mistakes You Can Make
    • What on earth do you have to worry about?
    • What my Fitness Instructor Taught me about Financial Planning
    • Reasons Why People Want Help
    • Just like Sir Mo Farah and Usain Bolt
    • A Panto, a Plan and Tales of the Unexpected
    • Managing risks
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    • What should we believe!
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    • Bloodline Protection - What’s that?
    • I’ve been flustered by a video exposé
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    • So what does the result of the General Election really mean?
    • The Life Stages - Part 1
    • What Priority do you Share with the Government?
    • The Life Stages - Part 2
    • Are we getting shy about retiring?
    • Aluminium Anniversary
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    • Risk comes from not knowing what you’re doing
    • Do we really know what we’re doing?
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    • If you think it’s expensive to hire a professional, then wait until you hire an amateur
    • Through the looking glass
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    • Keeping on track
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    • There are only two basic emotions
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Business Protection

Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.

General

General

This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events.

Investments

Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The value of your investments can go down as well as up, so you could get back less than you invested.

Life and Protection Insurance

Life and Protection Insurance

The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. With this in mind, it makes sense to periodically review your cover with the help of a professional financial adviser. This section provides helpful information on the different types of protection product available.



The Financial Conduct Authority does not regulate Trusts.

Pension Planning

Pension Planning

It's important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.

A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

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Registered Office at The Old School House, Bridge Road, Hunton Bridge, Kings Langley, Hertfordshire WD4 8SZ
Essentially Financial Limited is an Appointed Representative of Flying Colours Advice Limited,
which is authorised and regulated by the Financial Conduct Authority
FCA Number 672022

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK

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