For years, I’ve followed Paul Armson, a leading voice in lifestyle financial planning. He emphasises that financial planning should focus on what truly matters to people. My own approach follows the same philosophy.

Paul published a book called ‘Enough? How Much Money Do You Need for the Rest of Your Life?’ This book, available widely, is an excellent resource for anyone wanting to gain financial clarity. According to Paul, research shows that most people don't have a clear understanding of where they’re headed financially. Many have assets, investments and decent incomes, but few know what this really means for their future.

The key question we should all ask ourselves is, "How much is enough?". Knowing how much money you need for the rest of your life can be life changing. It puts you in control and gives you the freedom to live smarter, without worrying about running out of money—or leaving behind too much. Life is not a rehearsal, so it’s essential to live fully while managing your finances wisely.

The book explains the importance of finding the right balance between living your life to the fullest and managing your finances so that you neither run out of money nor leave behind too much. Written in an easy-to-read, inspiring style, it offers valuable insights into lifestyle financial planning.

I highly recommend this book to anyone interested in gaining a better understanding of their financial future.

Stay tuned next month, as I’ll be introducing a ‘Retirement Ready’ quiz to help you assess whether you’re on track for the retirement you want, or if adjustments are needed.

Remember that life is not a rehearsal, where we only get one crack at it. And although the money is important, it’s what we do with it that really counts.