This phrase was one that my Personal Trainer (yes, I have one), said to me some weeks ago. Serving as a poignant reminder of the intrinsic value of well-being over materialism.

While financial stability is undoubtedly crucial, prioritising our health yields long-term dividends that money cannot buy. In today's fast-paced world, it's easy to become ensnared in the pursuit of monetary ambition, at the expense of our health.

Stressful work environments, sedentary lifestyles and poor dietary habits often accompany the quest for financial prosperity. However, neglecting our health in favour of wealth accumulation, can lead to consequences in the long run.

A comprehensive approach to lifestyle financial planning encompasses not only the achievement of financial goals. But also prioritises physical, mental and emotional well-being.

Investing in health through regular exercise, nutritious eating (with the occasional spoiling ourselves) and adequate rest, lays the foundation for a fulfilling life. Enabling us to thrive both personally and professionally.

Moreover, maintaining good health reduces the financial burden associated with medical expenses and lost productivity due to illness. By proactively managing our health, we can mitigate the risk of illness. And enjoy a higher quality of life, well into our golden years.

Incorporating health-conscious choices, fosters a holistic approach to life. And entails preventative healthcare and wellness activities. Whilst these intangible investments may not yield immediate monetary returns, they are invaluable assets that safeguard against future health complications and enhance overall happiness and fulfilment.

In essence, while financial stability is undeniably important, it should never come at the expense of one's health. Thus, in the realm of lifestyle financial planning, prioritising health reigns supreme as the ultimate form of wealth.

Remember that life is not a rehearsal, where we only get one crack at it. And although the money is important, it’s what we do with it that really counts.